Built on integrity & trust

Insurance Built Around Your Business, Home, and Life.

Whether you’re protecting a growing company, your family home, your vehicles, or your future, First State Insurance Advisors helps you find the right coverage through trusted independent advice and access to 25+ leading insurance carriers.

Commercial insurance

Coverage for the way you operate.

Contractors & Construction

GL, tools & equipment, builders risk, and more for contractors of all sizes.

Surety Bonds

Bid bonds, performance bonds, and payment bonds to keep your projects moving.

Workers' Compensation

Protect your employees and your business with the right workers' comp policy.

Commercial Auto

Fleet coverage, hired & non-owned auto, and commercial vehicle insurance.

Commercial Property

Buildings, equipment, inventory, and business personal property coverage.

General Liability

Essential coverage for third-party claims, bodily injury, and property damage.

Cyber Liability

Data breach response, cyber extortion, and network security liability.

Business Owners Policy (BOP)

Bundled property, liability, and business interruption in one policy.

Personal insurance

Protection for what matters most.

Your home, vehicles, family, and future deserve the right protection. We help individuals and families compare coverage options from multiple carriers to find insurance that fits their lifestyle and budget.

Auto Insurance

Competitive rates from multiple carriers. We'll find the right coverage for your vehicles and driving needs.

Home Insurance

Protect your home, belongings, and liability with coverage tailored to your property and location.

Life Insurance

Term, whole life, and other options to protect your family's financial future.

Independent

Not tied to one carrier

25+

Insurance carrier partners

Fast Response

Quick turnaround for many personal lines quotes

Local

Serving businesses, families & individuals

How it works

Three simple steps to better protection.

01

Tell us about your needs

Share details about your business, home, vehicles, family, or coverage goals.

02

We compare carriers and options

By comparing multiple insurers, we deliver the best combination of price, coverage, and claims practices.

03

Get coverage with confidence

Receive clear recommendations and personalized coverage designed around your situation.

Why us?

Why Choose First State Insurance Advisors?

Independent advice

We represent you—not the insurance company. By comparing options from more than 25 carriers, we help you find coverage that fits your needs.

Commercial & Business Insurance Focus

Specialized experience serving contractors, trucking companies, property owners, and other business sectors.

Personal Insurance Guidance

Whether you need auto, home, life, or umbrella coverage, we'll help you understand your options and make informed decisions.

Real Relationships

You'll work with knowledgeable advisors who take the time to understand your situation and provide ongoing support.

Trusted Insurance Partners

Access to a broad network of leading commercial and personal insurance carriers.

What our clients say

Trusted by Businesses, Families, and Individuals

What, there aren’t _six_ stars? OK then, merely 5. Phil was friendly, optimistic, and most of all, he didn’t sound jolly at first only to disappoint with a higher-than-the-last-quote offer. Maybe he’s jolly because his quote was the best … and it got better with paperless, pay in full, etc. Now, if someone asked about home and auto, I would get to say, and I don’t very often, “Oh, yeah? Listen, I got a guy …

Carlos reviewed my policy and got me more coverage while paying less. He really knows his stuff.

What a great group of people to do business with! All transactions were seamless and my entire experience was great. They make you feel like you’re a part of the family!